Welcome to Steve Mitchell - C2 Financial Corporation

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Whether you are a senior looking to take advantage of your home equity to acquire cash, or a business owner ready to transition from renting a property to owning one, you will probably have questions. I have been a licensed California real estate agent since 1961 and have worked closely with homeowners, business owners, and investors through many different real estate transactions. Currently I offer both residential and commercial financing as a loan originator with C2 Financial Corporation as well as a Certified Reverse Mortgage Adviser and Master Private Money Broker.

When it comes to Reverse Mortgages,
education is the key.

Our combined knowledge and experience allows us to offer competitive financing solutions for each of our client’s individual needs. We share much of this knowledge in a book we have recently published titled “How to Sell Your House Fast in Monterey Peninsula”.

Each year, Mortgage Executive Magazine ranks top mortgage companies from across the nation.  (Included on the list are companies from all channels:  wholesale, banking, and brokerage).  When we look at companies exclusively in the ‘Broker Channel’, C2 is again the #1 company in the nation!!!

Book cover for "How To Sell Your House Fast In Monterey Peninsula"

The Steve Mitchell - C2 Financial Corporation team's pledge to you

is to complete the education process, so you are able to make an informed decision. Steve Mitchell - C2 Financial Corporation always encourages prospective clients to invite family members to be a part of the discussion during the education process.

John is a widower who lives at home alone.

He would like to keep his home, but is having trouble making payments and meeting expenses. His monthly mortgage payment is $611. Even with both Social Security income and pension, he is still short by $187 per month…

What is a
Reverse Mortgage?

A reverse mortgage is a loan available to seniors over the age of 62 which allows them to convert equity in their home into cash. Simply fill out this quick form and see if a Reverse Mortgage is right for you.

Why choose Steve Mitchell - C2 Financial Corporation?

Our Experience

Steve Mitchell - C2 Financial Corporation has over 20 years of experience in residential lending. That means we can find a solution to any situation.

We're Local

Steve Mitchell - C2 Financial Corporation is proud to serve the Carmel area. Whether you're looking to move here or move up, we're here to help.

Our Values

Every member of the Steve Mitchell - C2 Financial Corporation team prides themselves on their honesty, integrity, and lasting relationships with clients.

See what our clients are saying about us

  • My husband and I had the opportunity to work with Vicki and Steve during the purchase of our first home, and everything with the loan was completed in a timely... read more

    Lisa Leopold Avatar Lisa Leopold
    September 30, 2019

    I can't say enough good about Steve Mitchell at C2. He saved my life basically by making this loan possible. I was turned away numerous times, but Steve... read more

    Scott Martinez Avatar Scott Martinez
    September 30, 2019

    Vicki and Steve were so helpful with the financing of my son and daughter in laws new home. They worked diligently with us and their realtor. They were... read more

    Diane Albert Avatar Diane Albert
    September 30, 2019
  • We are very happy with our recent refinancing program that Steve and Vicki had provided for us. Thanks again

    Dean Moriyama Avatar Dean Moriyama
    September 30, 2020

    Steve Mitchell and Vicki at C2 Financial, will work hard to get your loan approved. They went the extra mile for me, and helped get a difficult loan financed.... read more

    Cathryn Speelman Avatar Cathryn Speelman
    September 30, 2019

    We wish to thank Steve Mitchell of C2 Financial Corporation for all the help given us. Without Steve and Vicki’s fast work getting us a loan, we would have... read more

    Tania Davis Avatar Tania Davis
    September 30, 2020

Don't take our word for it, take theirs...