C2 Steve Mitchell Blog | Monterey | Santa Cruz

Thanks to rising interest rates, reverse mortgages are becoming more appealing to younger retirees. Although Americans are eligible to receive a reverse mortgage (also known as a Home Equity Conversion Mortgage, or HECM) at the age of 62, in the past, most waited until beyond that age to acquire a reverse mortgage. Recently, however, many…

Thanks to an underreported policy shift, the major national credit bureaus will be giving home buyers a surprise boost to their credit scores. The bureaus will stop collecting and reporting a significant amount of civil judgment and tax lien information on public records. These affect millions of American consumers beginning on July 1. To learn…

It has been said that there three types of people: #1 Those who MAKE THINGS HAPPEN #2 Those who WATCH THINGS HAPPEN #3 Those who WONDER WHAT HAPPENED WHAT TYPE ARE YOU? If you have all your money tied up in saving accounts earning less than the average inflation rate, then you are probably…

Have you heard? It’s a seller’s market. Well, in most zip codes at least. But a hopping homebuying season doesn’t necessarily mean your home will go well over asking price just by putting up a For Sale sign. There’s still plenty a seller must do if they want to get the best price for their…

In order to qualify for a mortgage, you need to show your lender that you have a down payment and access to funds for closing. This money needs to come from documentable sources prior to moving it from your bank account to your escrow account. Unfortunately, a lot of people don’t do this, which can…

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Nobody ever cheers at the thought of tackling home repairs. They’re annoying, costly, time-sucking endeavors. So often we put them off, over and over, justifying to ourselves that they can wait. Light switch doesn’t work? Whatever—you never go in that room anyway. Squeaky floors? You’re already used to them! Click here to read the full article: